The general number explained the process of insurance for non-cash cars

 

The general number explained the process of insurance for non-cash cars

Are you planning to buy a money-free car insurance policy from Digit? Here's what you should know about it.

Customers may get their vehicle insurance claims resolved quickly with digit general insurance's direct and hassle-free method. Recovery and non-cash claims are available via Digit Car Insurance. You can file a non-cash claim in any of the more than 1,000 public insurance garages across India.

The process of obtaining non-cash car insurance at Digit General

Go Digit General Insurance for Digital Cars is a popular four-wheel insurance package. Go Digit offers two types of car insurance plans: comprehensive third-party car insurance. The insurance company has a track record when it comes to settling claims.

1. Notification of a claim

It is important to notify the insurance company as soon as possible when an accident or event/uncertainty is covered. All you have to do is call the digit toll-free number, which is available 24 hours a day, seven days a week, and provide all the information you have. At this time, there will be no need to finish any papers.

2. Acceptance of claim application and self-inspection of vehicles

Digit is noted for handling the claim at lightning speed. A self-search link to your registered mobile number will be issued as soon as you are notified of the claim. You will be needed to follow procedures and instructions and use your smartphone to photograph car damage.

3. Evaluation and documentation

Digit's team will assess losses and damages and notify you of the cost estimate and claim amount estimate.

4. Final dispute resolution and reform

Digit document holders may use more than 1,000 garages for hassle-free workshop services. The company will pay the full cost of the claim, and the car will be re-insured when the applicable discounts are paid.

Reasons for rejecting car insurance claim in common numbers

Digit General Insurance has developed specific criteria that all policyholders must follow in order to settle the claim. The insurance company will reject the claim in the following circumstances:

• When an accident occurs when the driver of the car is under the influence of alcohol or drugs.
• When a novice driver with a learner's license was driving in the absence of a valid license holder.
• When evidence was provided it was incorrect.
• When there is no evidence to support the incident.
• Damage caused by intentional driver negligence.
• Damage caused by non-accidental causes
• The claim was not immediately filed.
• Bonus number without public claim

Each year, the policyholder does not file a claim, which digit General Insurance awards the Non-Claim Bonus (NCB). It is a reduction on the premium amount that extends from 20% to 50%, something you receive at the end of your car insurance policy period by driving safely throughout and without filing any car accident claims. This shows that NCB is zero when you buy a comprehensive vehicle insurance plan, you only earn it when you renew your policy, and grow with each year of claim-free coverage.

Take away

Go Digit General Insurance is a rapidly expanding non-life insurance company. The company provides consumers with simplified public insurance solutions and constantly makes the entire insurance procedure (from purchase to claims) simpler and easier. Third-party vehicle insurance products, their autonomous car insurance policies, and comprehensive car insurance policies are available through Digit General Insurance. Apart from these policies, the insurance company also provides personal accident coverage to compensate policyholders in the event of a car accident resulting in the driver's death or disability.

READ ALSO - Bajaj Allianz types of car insurance and how to claim them?

Disclaimer: This article is published in the public interest and is intended for public information purposes only. Readers are advised not to rely on the contents of the article as crucial in nature, and further research or expert consultation should be conducted in this regard.